# AIRB

> Understand how auto insurance works in Alberta\. Explore rates, coverage, insurance companies and your rights as a driver\. Get informed with AIRB\.

Generated by Yoast SEO v28.0, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Annual and Semi\-Annual Reviews](https://www.airbfordrivers.ca/annual-and-semi-annual-reviews/)
- [Bulletins, Notices, and Orders](https://www.airbfordrivers.ca/bulletins-notices-and-orders/)
- [Products and Coverages](https://www.airbfordrivers.ca/products-and-coverages/)
- [Buying Insurance](https://www.airbfordrivers.ca/buying-insurance/)
- [The Basics](https://www.airbfordrivers.ca/the-basics/)

## Resources
- [Annual Review 2026 \(COM\)](https://www.airbfordrivers.ca/resources/annual-review-2026-com/)
- [Annual Review 2026 \(PPV\)](https://www.airbfordrivers.ca/resources/annual-review-2026/)
- [09\-2026 Notice: 2026 Annual Review of Industry Experience \- COM](https://www.airbfordrivers.ca/resources/09-2026-notice-2026-annual-review-of-industray-experience-com/)
- [08\-2026 Notice: Collaboration on Centralized Industry Data](https://www.airbfordrivers.ca/resources/08-2026-notice-collaboration-on-centralized-industry-data/)
- [Establish Initial Grid Step Placement](https://www.airbfordrivers.ca/resources/establish-initial-grid-step-placement-3/)

## Events
- [Insights from the Insurance Institute of Highway Safety](https://www.airbfordrivers.ca/events/insights-from-the-insurance-institute-of-highway-safety/)
- [What's Driving Auto Insurance Rates](https://www.airbfordrivers.ca/events/whats-driving-auto-insurance-rates/)
- [Consumer Expectations \& Product Reform](https://www.airbfordrivers.ca/events/consumer-expectations-product-reform-day-1/)
- [Communicating Auto Insurance Workshop](https://www.airbfordrivers.ca/events/communicating-auto-insurance-workshop/)
- [Alberta's Transition to Care\-First Auto Insurance System](https://www.airbfordrivers.ca/events/albertas-transition-to-care-first-auto-insurance-system/)

## Newsroom
- [What does the rate pause mean for industry?](https://www.airbfordrivers.ca/newsroom/what-does-the-rate-pause-mean-for-industry/): The government ordered a temporary pause on new private passenger auto insurance rate increases\.
- [Two New Members of AIRB Board of Directors Appointed](https://www.airbfordrivers.ca/newsroom/two-new-members-of-airb-board-of-directors-appointed/): New Board of Director members and what they do\.
- [Social media launch](https://www.airbfordrivers.ca/newsroom/social-media-launch/): Links to our social media accounts\.
- [Grid Stats and Facts](https://www.airbfordrivers.ca/newsroom/grid-stats-and-facts/): The Grid Rating Program sets maximum auto insurance rates for basic coverage\.
- [Grid Rating System Reform](https://www.airbfordrivers.ca/newsroom/grid-rating-system-reform/): AIRB is inviting stakeholder feedback on proposed reforms to Alberta’s Grid Rating System\.

## Articles
- [Winter Driving Season Is Approaching, Be Prepared](https://www.airbfordrivers.ca/articles/winter-driving-season-is-approaching-be-prepared/)
- [Why did premiums increase during a rate pause?](https://www.airbfordrivers.ca/articles/why-did-premiums-increase-during-a-rate-pause/): Alberta's rate pause doesn't necessarily mean your premiums can't still increase\. And here's why\.
- [Why did my Alberta auto insurance premium go up in 2024?](https://www.airbfordrivers.ca/articles/why-did-my-alberta-auto-insurance-premium-go-up-in-2024/): The Alberta rate cap doesn't necessarily mean your premiums won't increase\. And here's why\.
- [What’s Driving Premium Changes?](https://www.airbfordrivers.ca/articles/whats-driving-premium-changes/): Rising costs, theft, and inflation are driving up Alberta auto insurance premiums, while new regulations aim to keep rates fair and affordable\.
- [What does the auto insurance rate pause mean for Albertans?](https://www.airbfordrivers.ca/articles/what-does-the-auto-insurance-rate-pause-mean-for-albertans/): Alberta temporarily paused new auto insurance rate increases until the end of 2023\. Here's what that means for you\.

## Optional
- [Sitemap index](https://www.airbfordrivers.ca/sitemap_index.xml)