Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
08-2026 Notice: Collaboration on Centralized Industry Data
The Automobile Insurance Rate Board (AIRB) is issuing this notice to advise all interested parties we have collaborated with the Facility Association (FA) on a centralized industry data initiative in support of Alberta’s transition to the Care-First auto insurance model.
07-2026 Notice: Annual Review of Industry Experience - PPV
The Automobile Insurance Rate Board (AIRB) is issuing this notice to advise all interested parties the AIRB has commenced its 2026 annual review for private passenger vehicles (PPV).
06-2026 Notice: Publishing of 2025 Excess Profit Review Results
Announcing the publication of the 2025 Excess Profit Review Results.
05-2026 Notice: Publishing of 2026-2029 Strategic Plan
Announce the publication of the Strategic Plan.
04-2026 Notice: Care-First Actuarial Costing Draft Report
Advise all interested parties the AIRB has commenced consultation on the Care-First Actuarial Costing Draft Report.
03-2026 Notice: New & Amended Policies
Advise all automobile insurers operating in Alberta of amended Policy P05 – Review of Automobile Insurance Premiums and Trends and the creation of Policy, P08 – Consumer Inquiries and Complaints
02-2026 Notice: Publishing of 2026 Mid-year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
01-2026 Notice: 2026 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
08-2025 Notice: Organizational Changes to Support Mandate
Announce organizational changes to support the effective delivery of our mandate.
07-2025 Notice: Publishing of 2025 Market & Trends Report
Announce the publication of the 2025 Market and Trends Report.
05-2025 Notice: 2025 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
04-2025 Notice: 2025 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
06-2025 Notice: Publishing of 2024 Excess Profit Review Results
Announce the publication of the 2024Excess Profit Review Results.
03-2025 Notice: Publishing of 2025-2028 Business Plan
Announce the publication of the Business Plan.
02-2025 Notice: 2025 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2025 Notice: Publishing of 2025 Mid Year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
09-2024 Notice: Update on Grid Reform
Provide an update on Grid reform to all insurers writing private passenger vehicles
08-2024 Notice: 2024 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
07-2024 Notice: 2024 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
06-2024 Notice: Consumer Representative Appointment
Announce the appointment of the Consumer Representative.
