Insurance industry hub
Access the reports, filing and technical guidelines, regulatory changes and compliance guidance you need to operate in Alberta.
How we regulate
Rate regulation
We provide market insights that help guide insurers’ rate filings and support our decisions to approve, revise, or deny rate requests. These insights ensure that rates are fair, accessible, and aligned with industry trends.
Market and trends reports
The AIRB monitors affordability, accessibility, and service quality by tracking competition, consumer awareness, and industry trends. From this work, we produce insights reports that cover economic and private passenger vehicle trends, highlight key patterns, and track emerging developments across the country.
System guidance
Find guidance, resources, and information to help you understand and use the insurance system.
Industry resources
Key rules and policies that govern insurance rates and industry practices.
Information about regulatory updates, compliance requirements, and orders that affect insurance rates and industry practices.
Templates, results and return reports for excess profit.
Instructions and technical guidance for establishing or revising rating programs.
Industry benchmarks used to review auto insurance rates for PPV and commercial vehicles.
The AIRB reviews all filings for rate changes based on their merits under our filing guidelines to ensure insurance is accessible, equitable and sustainable for all Albertans.
Events
View insights and slides from past events or register for an upcoming webinar or seminar.
Read the latest
Grid Stats and Facts
The Grid Rating Program sets maximum auto insurance rates for basic coverage.
Communicating the Good Driver Rate Cap
Explains communication issues in implementing the Good Driver rate cap.
Grid Rating System Reform
AIRB is inviting stakeholder feedback on proposed reforms to Alberta’s Grid Rating System.
Consumer Experience at Renewal
Survey of major Alberta auto insurers found inconsistent communication about premium changes.
AIRB Launches the Rating Profile Module in CARS
AIRB launched a new digital system to improve insurer reporting of rating profiles.