Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
09-2026 Bulletin: Benchmark Schedules Effective October 1, 2026
The Automobile Insurance Rate Board (AIRB) is issuing this Bulletin to advise all private passenger vehicle (PPV), commercial vehicle (COM), and motorcycle (MC) insurers operating in Alberta the 2026 Annual Review of industry experience has been completed based on data to December 31, 2025. The AIRB is releasing the PPV, COM and MC Industry Benchmarks Schedules (Schedules), effective October 1, 2026.
08-2026 Bulletin: Timing for Rate Filings with Consumer Premium Impacts
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all auto insurers operating in Alberta of changes to the timing for accepting new rate filings that change premiums charged to consumers.
07-2026 Bulletin: Prorated Policy Cancellations for Care-First
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all insurers operating in Alberta of the expectations regarding cancellation of policies under Care-First.
06-2026 Bulletin: Phase Two - Rating Variables in Collection & Reporting System
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all Commercial and Interurban vehicle insurers operating in Alberta of the launch of a new feature in the Collection and Reporting System (CARS) applicable to all new rate filing submissions effective immediately.
05-2026 Bulletin: Communication to Policyholders on Care-First & Repeal of the Grid
Advise all automobile insurers of the communication requirements related to premium changes due to the implementation of Care-first and repeal of the Grid rating system.
04-2026 Bulletin: Care-First Benchmarks & Filing Guidance
Advise all automobile insurers, of the Care-First benchmarks and filing guidance for implementation filings applicable to all vehicle types.
03-2026 Bulletin: 2026 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
02-2026 Bulletin: Care-First Implementation Filing Guidance
Advise all automobile insurers of the known requirements for the Care-First Implementation Filing applicable to all vehicle types.
01-2026 Bulletin: Launch of New Feature in the CARS
Advise all private passenger vehicle insurers operating in Alberta of the launch of a new feature in the Collection and Reporting System (CARS) applicable to all new rate filing submissions effective immediately.
09-2025 Bulletin: 2025 Return of Excess Premiums Template
Advise all automobile insurers of updates to the template for reporting Return of Excess Premiums.
08-2025 Bulletin: Changes to the Auto Insurance Premiums Regulation
Advise all insurers about changes to the Automobile Insurance Premiums Regulation.
07-2025 Bulletin: Updates to Filing Guidance
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
06-2025 Bulletin: 2025 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
05-2025 Bulletin: 2025 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
04-2025 Bulletin: Updated Rating Profiles
Advise all automobile insurers, of updates to the rating profiles applicable for all vehicle types.
03-2025 Bulletin: 2025 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
02-2025 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
01-2025 Bulletin: Vehicle Protection Products
Advise insurers who write vehicle protection products of the expectations for filing a rating program to comply with Superintendent of Insurance Bulletin 05-2024 on Motor Vehicle Warranty Contracts.
11-2024 Bulletin: Policy on Return of Excess Premiums
Advise all automobile insurers of a new policy, P07 – Return of Excess Premiums.
10-2024 Bulletin: Communication to Policyholders on “Good Driver” Protection
Communication expectations related to premium changes and the “good driver rate cap”.
