Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
04-2018 Bulletin: Minor Traffic Safety Convictions
Advise all automobile insurers, Board Circular 1‐88 (Surcharging for Minor Convictions) has been rescinded and replaced with this Bulletin.
05-2018 Bulletin: Use of Convictions to Determine Premium
Clarify the use of convictions in determining premium.
05-2018 Notice: 2018 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
04-2018 Notice: 2018 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
03-2018 Bulletin: 2018 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
03-2018 Notice: Appointment of Board Members
Announce the appointment of Board Members.
02-2018 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
02-2018 Notice: Appointment of New Executive Director
Advise all stakeholders the the AIRB has appointed a new Executive Director.
01-2018 Notice: 2018 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2018 Bulletin: Approval of 2018 CLEAR Rate Group Tables
Advise all private passenger automobile insurers; the AIRB approved the CLEAR rate group tables.
05-2017 Notice: 5% Limitation on PPV Rate Increases
Clarify the process for submitting PPV filings during the 5% limitation on PPV rate increase.
06-2017 Bulletin: 2017 Annual Review – Final Report
Advise all private passenger vehicle insurers the Annual Review has been completed.
07-2017 Bulletin: 2017 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
05-2017 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
08-2017 Bulletin: 2017 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
01-2017 Order: 2017 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
04-2017 Notice: 2017 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
03-2017 Notice: 2017 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
04-2017 Bulletin: Employee/Staff Discount
Advise all automobile insurers, the AIRB will prohibit the inclusion of excessive employee/staff discounts in rating algorithms.
03-2017 Bulletin: 2017 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.