Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
Autonomous Vehicles
Autonomous vehicles can drive, steer, brake, and park themselves. GPS capabilities help them do all of these things. These vehicles also have advanced sensing systems that detect signs, signals, unexpected obstacles, and lane boundaries.
05-2026 Notice: Publishing of 2026-2029 Strategic Plan
Announce the publication of the Strategic Plan.
Insurance Act
The Insurance Act is the legislative framework for insurance operations in Alberta. It establishes the AIRB to regulate the auto insurance industry.
File and Use Filing Guidelines for the Implementation of Care-First
This Guideline is being published to share the known requirements with Insurers. The final filing guideline will be published following the completion of the final Care-First Actuarial Costing report.
2025 Annual Report
Under the Board’s direction, the AIRB prepared this report following section 601(1) of the Insurance Act, and it presents the AIRB’s activities, results, and performance.
04-2026 Bulletin: Care-First Benchmarks & Filing Guidance
Advise all automobile insurers, of the Care-First benchmarks and filing guidance for implementation filings applicable to all vehicle types.
Frequently Asked Questions (Care-First Filings & Repeal of Grid)
Frequently asked questions about Care-First filings and the repeal of Grid.
2026 Care-First Actuarial Costing Report - Final
Oliver, Wyman Limited's actuarial report on the Care-Fist reform costing.
03-2026 Bulletin: 2026 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
Semi-Annual Review 2026
The AIRB has completed its 2021 Semi-annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage.
Download All02-2026 Bulletin: Care-First Implementation Filing Guidance
Advise all automobile insurers of the known requirements for the Care-First Implementation Filing applicable to all vehicle types.
04-2026 Notice: Care-First Actuarial Costing Draft Report
Advise all interested parties the AIRB has commenced consultation on the Care-First Actuarial Costing Draft Report.
01-2026 Bulletin: Launch of New Feature in the CARS
Advise all private passenger vehicle insurers operating in Alberta of the launch of a new feature in the Collection and Reporting System (CARS) applicable to all new rate filing submissions effective immediately.
Consumer Inquiries & Complaints
The AIRB receives, assesses, and responds to consumer inquiry/complaints in an impartial and timely manner consistent with its legislative mandate and public-sector standards of administrative fairness.
Review of Automobile Insurance Premiums & Trends
The AIRB conducts a transparent review of auto insurance in accordance with the legislation.
03-2026 Notice: New & Amended Policies
Advise all automobile insurers operating in Alberta of amended Policy P05 – Review of Automobile Insurance Premiums and Trends and the creation of Policy, P08 – Consumer Inquiries and Complaints
02-2026 Notice: Publishing of 2026 Mid-year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
01-2026 Notice: 2026 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
2025 Profit & Loss Template
This report is due May 1 annually, and requires data from the prior 5 accident and financial years.
2026-2027 Statement of Priorities
The Statement of Priorities document should be read in conjunction with the AIRB’s Strategic Plan. Outlines initiatives we plan to focus on. These initiatives align with the five priorities outlined in our Strategic Plan, which will further our work to progress the AIRB’s mandate, mission and vision.