Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
2026-2029 Strategic Plan
Outlines the AIRB's strategic priorities in the context of the Government’s business and fiscal plans, the AIRB’s Mandate and Roles document, and the operating environment known at the time of approval. The AIRB is accountable for the preparation and achievement of strategies and objectives laid out in this strategic plan.
Technical Guidance – Changes in Rates & Rating Programs
Should be used by insurance companies when developing a filing that is to be submitted to the AIRB, including requirements previously issued under circulars or bulletins. The guidance applies to all classes of business unless otherwise indicated.
09-2025 Bulletin: 2025 Return of Excess Premiums Template
Advise all automobile insurers of updates to the template for reporting Return of Excess Premiums.
08-2025 Bulletin: Changes to the Auto Insurance Premiums Regulation
Advise all insurers about changes to the Automobile Insurance Premiums Regulation.
2025 Annual Market & Trends Report
Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
Appendix D (Actuarial Support)
This section is required for all actuarial full filings. Provide adequate actuarial documentation and support for the rate levels including sufficient detail to enable the reviewer to trace the resulting rates from the raw data experience and other supporting data.
Frequently Asked Questions (Ministerial Order 38/2023)
Frequently asked questions about the 2024 Good Driver Rate Cap (Ministerial Order 38/2023)
Frequently Asked Questions (Ministerial Order 33/2025)
Frequently asked questions about the 2026 Good Driver Rate Cap (Ministerial Order 33/2025)
Filing Guidelines for Change in Rates & Rating Programs
These guidelines provide the requirements for prior approval and file and use filings, as well as methodological approach to be used by insurance companies in preparation for their filing.
07-2025 Bulletin: Updates to Filing Guidance
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
01-2025 Order: 2025 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
06-2025 Bulletin: 2025 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
05-2025 Bulletin: 2025 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
08-2025 Notice: Organizational Changes to Support Mandate
Announce organizational changes to support the effective delivery of our mandate.
07-2025 Notice: Publishing of 2025 Market & Trends Report
Announce the publication of the 2025 Market and Trends Report.
05-2025 Notice: 2025 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
04-2025 Notice: 2025 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
06-2025 Notice: Publishing of 2024 Excess Profit Review Results
Announce the publication of the 2024Excess Profit Review Results.
2025 Mid-Year Market & Trends Report
Mid-year report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
Compensation Disclosure 2020-2025
This is a requirement under the Public Sector Compensation Transparency Act. The postings are required by June 30 each year and will be maintained for five years.