Reports and Resources
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Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
05-2023 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
03-2023 Notice: Board Member Appointments
Announce the appointment of Board Members.
2023 Consumer Experience at Renewal
Review of how the consumer experiences the auto insurance renewal process.
Annual Review 2023
The AIRB has started its 2023 Annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage. The AIRB is consulting with interested stakeholders as part of its Annual Review. The Open Meeting was held through a webinar on August 17, 2023.
- Annual Review Report PPV 2023.pdf
- Appendix A Oliver Wyman Annual Review Final Report PPV 2023.pdf
- Appendix B Industry Benchmark Schedule PPV 2023.pdf
- Appendix C Consumer Perspectives Report 2023.pdf
- YouTube Video (opens in new tab)
- Oliver Wyman Annual Review Final Report COM 2023.pdf
- Industry Benchmark Schedule COM 2023.pdf
04-2023 Bulletin: Filing Underwriting Rules Pertaining to Adverse Contractual Action Regulation
Provide clarity on requirements for filing underwriting rules pertaining to the Adverse Contractual Action Regulation (ACAR) amendments and the requirements set out in Superintendent of Insurance Interpretation Bulletin 07-2023.
03-2023 Bulletin: 2023 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
2023-2026 Business Plan
Outlines the AIRB's priorities in the context of the Government’s business and fiscal plans, the AIRB’s Mandate and Roles document, and the operating environment known at the time of approval. The AIRB is accountable for the preparation and achievement of strategies and objectives laid out in this business plan.
Semi-Annual Review 2023
The AIRB has completed its 2021 Semi-annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage.
Download All2022 Annual Report
Under the Board’s direction, the AIRB prepared this report following section 601(1) of the Insurance Act, and it presents the AIRB’s activities, results, and performance.
02-2023 Bulletin: Update to Technical Guidance
Advise all automobile insurers operating in Alberta of amendments to the technical guidance.
02-2023 Notice: 2023 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2023 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
01-2023 Notice: Launch of Rating Profile Module in CARS
Announce the launch of the Rating Profile Submissions Module in the Collection and Reporting System (CARS)
08-2022 Bulletin: Update to Technical Guidance
Advise all automobile insurers operating in Alberta of amendments to the technical guidance.
2022 Annual Market & Trends Report
Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
05-2022 Bulletin: 2022 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
06-2022 Bulletin: 2022 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
01-2022 Order: 2022 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
07-2022 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
07-2022 Notice: Publishing of 2022 Market & Trends Report
Announce the publication of the Market and Trends Report.