Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
01-2022 Notice: 2022 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2022 Bulletin: Rating Profiles for PPV and Other Than PPV
Advise all insurers to submit premiums for the newly developed rating profiles.
2021 Annual Market & Trends Report
Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
09-2021 Bulletin: 2021 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
10-2021 Bulletin: 2021 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
08-2021 Bulletin: 2021 Annual Review – Final Report
Advise all private passenger vehicle insurers the Annual Review has been completed.
Annual Review 2021
The AIRB has completed its 2021 Annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage. The AIRB consulted with interested stakeholders as part of its Annual Review. The Open Meeting was held through a webinar on August 19, 2021.
- Annual Review Report PPV 2021.pdf
- Appendix A Oliver Wyman Annual Review Final Report PPV 2021.pdf
- Appendix B Industry Benchmark Schedule PPV 2021.pdf
- Appendix C Consumer Perspectives Report 2021.pdf
- YouTube Video (opens in new tab)
- Oliver Wyman Annual Review Final Report COM 2021.pdf
- Industry Benchmark Schedule COM 2021.pdf
01-2021 Order: 2021 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
07-2021 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
03-2021 Notice: 2021 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
02-2021 Notice: 2021 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
06-2021 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
03-2021 Bulletin: DCPD Filing Guidelines
Advise all automobile insurers the AIRB has posted filing guidelines for DCPD filings for both private passenger and other than private passenger vehicles.
2021-2024 Business Plan
Outlines the AIRB's priorities in the context of the Government’s business and fiscal plans, the AIRB’s Mandate and Roles document, and the operating environment known at the time of approval. The AIRB is accountable for the preparation and achievement of strategies and objectives laid out in this business plan.
05-2021 Bulletin: Usage Based Insurance Program Guidance
Advise all automobile insurers the AIRB has posted guidance for the implementation and modification of usage based insurance programs filings in the Technical Guidance Document.
04-2021 Bulletin: 2021 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
Semi-Annual Review 2021
The AIRB has completed its 2021 Semi-annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage.
Download All02-2021 Bulletin: Expansion of Rating Territories
Advise all automobile insurers the AIRB has posted criteria for expansion of rating territories in the Technical Guidance Document.
01-2021 Bulletin: File and Use Filing Guidelines
Advise all automobile insurers operating in Alberta the AIRB has posted file and use filing guidelines.
01-2021 Notice: 2021 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.