Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
07-2021 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
03-2021 Notice: 2021 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
02-2021 Notice: 2021 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
06-2021 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
03-2021 Bulletin: DCPD Filing Guidelines
Advise all automobile insurers the AIRB has posted filing guidelines for DCPD filings for both private passenger and other than private passenger vehicles.
2021-2024 Business Plan
Outlines the AIRB's priorities in the context of the Government’s business and fiscal plans, the AIRB’s Mandate and Roles document, and the operating environment known at the time of approval. The AIRB is accountable for the preparation and achievement of strategies and objectives laid out in this business plan.
05-2021 Bulletin: Usage Based Insurance Program Guidance
Advise all automobile insurers the AIRB has posted guidance for the implementation and modification of usage based insurance programs filings in the Technical Guidance Document.
04-2021 Bulletin: 2021 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
Semi-Annual Review 2021
The AIRB has completed its 2021 Semi-annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage.
Download All02-2021 Bulletin: Expansion of Rating Territories
Advise all automobile insurers the AIRB has posted criteria for expansion of rating territories in the Technical Guidance Document.
01-2021 Bulletin: File and Use Filing Guidelines
Advise all automobile insurers operating in Alberta the AIRB has posted file and use filing guidelines.
01-2021 Notice: 2021 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
Grid Base Premium - Basic Coverage
REPEALED: The AIRB must annually review the base premiums for the Grid Rate for basic coverage and post the adjusted base premium table before October 1 for implementation on January 1 of the following calendar year.
Board Remuneration and Expense Reimbursement
The AIRB Board Members are remunerated a per diem amount in recognition of their time and effort required to carry out the mandate of the AIRB. The AIRB reimburses Board Members for reasonable expenses incurred to attend meetings, training, and conferences or when acting as a representative of the AIRB.
09-2020 Bulletin: Approval of 2020 CLEAR Rate Group Tables
Advise all private passenger automobile insurers; the AIRB approved the CLEAR rate group tables.
08-2020 Bulletin: Guidance on Reform Factors
Provide all automobile insurers guidance on reform factors for filing of any rate change.
07-2020 Bulletin: Technical Guidance
Advise all automobile insurers of the implementation of a new Technical Guidance document, which replaces certain previously issued circulars and bulletins, which are rescinded.
04-2020 Bulletin: 2020 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
05-2020 Bulletin: 2020 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
03-2020 Bulletin: 2020 Annual Review – Final Report
Advise all private passenger vehicle insurers the Annual Review has been completed.