Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
Grid Base Premium - Basic Coverage
REPEALED: The AIRB must annually review the base premiums for the Grid Rate for basic coverage and post the adjusted base premium table before October 1 for implementation on January 1 of the following calendar year.
Board Remuneration and Expense Reimbursement
The AIRB Board Members are remunerated a per diem amount in recognition of their time and effort required to carry out the mandate of the AIRB. The AIRB reimburses Board Members for reasonable expenses incurred to attend meetings, training, and conferences or when acting as a representative of the AIRB.
09-2020 Bulletin: Approval of 2020 CLEAR Rate Group Tables
Advise all private passenger automobile insurers; the AIRB approved the CLEAR rate group tables.
08-2020 Bulletin: Guidance on Reform Factors
Provide all automobile insurers guidance on reform factors for filing of any rate change.
07-2020 Bulletin: Technical Guidance
Advise all automobile insurers of the implementation of a new Technical Guidance document, which replaces certain previously issued circulars and bulletins, which are rescinded.
04-2020 Bulletin: 2020 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
05-2020 Bulletin: 2020 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
03-2020 Bulletin: 2020 Annual Review – Final Report
Advise all private passenger vehicle insurers the Annual Review has been completed.
01-2020 Order: 2020 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
06-2020 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
05-2020 Notice: Consumer Representative Appointment
Announce the appointment of the Consumer Representative.
02-2020 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
04-2020 Notice: 2020 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
03-2020 Notice: 2020 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
02-2020 Notice: Public Member Appointments
Announce recent Public Member appointments
01-2020 Bulletin: 2020 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
01-2020 Notice: 2020 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
11-2019 Bulletin: Approval of 2019 CLEAR Rate Group Tables
Advise all private passenger automobile insurers; the AIRB approved the CLEAR rate group tables.
10-2019 Bulletin: Update to UBI Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines for Usage Based Insurance.
07-2019 Bulletin: 2019 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.