Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
Commonly Forgotten Driving Rules
Commonly forgotten driving rules such as following distance, how to handle emergency vehicles, traffic circles and more.
Distracted Driving
Distracted driving is defined as the diversion of attention from driving as a result of the driver focusing on a non-driving object, activity, event
or person. When you drive distracted, you're putting yourself and others at significant risk of collision, injury, or death. Every incident of distracted driving is entirely preventable.
Impaired Driving
Crashes involving alcohol and/or drugs are one of the leading criminal causes of death in Canada. Approximately 8,600 people are convicted of impaired driving in Alberta each year. Penalties for this offence range from a mandatory minimum fine to life imprisonment, depending on the severity of the offence.
The Cost of Speeding
Posted limits indicate the maximum legal speed permitted in ideal conditions. Driving faster than the maximum speed limit puts yourself and others at risk.
Tired Driving
Falling asleep at the wheel is a serious concern on our roads. Drivers who sleep for less than 5 hours per night have a crash risk comparable to someone driving impaired.
Pedestrian Safety
Safety tips for both pedestrians and motorists on how to share the road and be safe.
Motorcycle Safety
Safety tips for both motorcyclists and motorists on how to share the road and be safe.
Construction Zone Safety
While road Driving Through Construction construction improves motorist safety in the long run, it increases the risks drivers face in the short term. Be prepared for road construction season in Alberta!
Bicycle Safety
Safety tips for both cyclists and motorists on how to share the road and be safe.
Snowmobile Safety
Every year, people are injured and killed while snowmobiling in Alberta. The major contributing factors in serious snowmobile incidents include excessive speed, not checking the thickness of ice on rivers and lakes, inexperience, and inattention.
ATV Safety
In Alberta, an average of 14 people are killed each year while riding ATVs. Rollovers are the main concern, as adult-sized ATVs weigh between 400 to 800 pounds. Not only can it cause head and neck trauma, but it can also cause suffocation.
Tips for Safer Daylight Savings
The time shift can have a negative effect on the mind and body - and lead to an increase in driving accidents.
Tips to Prepare for Winter Driving
Winter driving conditions can be hazardous due to factors such as snow and ice on the roads. It’s important you and your vehicle are prepared.
Required Premium (Misc Classes)
Excel Versions of all Care First Model Exhibits for miscellaneous classes included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (CV)
Excel Versions of all Care First Model Exhibits for commercial vehicle included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (MC)
Excel Versions of all Care First Model Exhibits for motorcycle included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (PPV)
Excel Versions of all Care First Model Exhibits for private passenger vehicle included in the 2026 Care First Actuarial Costing Report.
05-2026 Bulletin: Communication to Policyholders on Care-First & Repeal of the Grid
Advise all automobile insurers of the communication requirements related to premium changes due to the implementation of Care-first and repeal of the Grid rating system.
2024 Discussion on Grid Rating System Reform
Proposed changes to the Grid to return it to its original intent, of protecting inexperienced drivers.
Guide - Shopping for Auto Insurance
This guide is a tool to help Alberta drivers find the right balance between how much you pay for auto insurance and
the level of coverage you receive.