Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
Bicycle Safety
Safety tips for both cyclists and motorists on how to share the road and be safe.
Snowmobile Safety
Every year, people are injured and killed while snowmobiling in Alberta. The major contributing factors in serious snowmobile incidents include excessive speed, not checking the thickness of ice on rivers and lakes, inexperience, and inattention.
ATV Safety
In Alberta, an average of 14 people are killed each year while riding ATVs. Rollovers are the main concern, as adult-sized ATVs weigh between 400 to 800 pounds. Not only can it cause head and neck trauma, but it can also cause suffocation.
Tips for Safer Daylight Savings
The time shift can have a negative effect on the mind and body - and lead to an increase in driving accidents.
Tips to Prepare for Winter Driving
Winter driving conditions can be hazardous due to factors such as snow and ice on the roads. It’s important you and your vehicle are prepared.
Required Premium (Misc Classes)
Excel Versions of all Care First Model Exhibits for miscellaneous classes included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (CV)
Excel Versions of all Care First Model Exhibits for commercial vehicle included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (MC)
Excel Versions of all Care First Model Exhibits for motorcycle included in the 2026 Care First Actuarial Costing Report.
Required Care-First Premium (PPV)
Excel Versions of all Care First Model Exhibits for private passenger vehicle included in the 2026 Care First Actuarial Costing Report.
05-2026 Bulletin: Communication to Policyholders on Care-First & Repeal of the Grid
Advise all automobile insurers of the communication requirements related to premium changes due to the implementation of Care-first and repeal of the Grid rating system.
2024 Discussion on Grid Rating System Reform
Proposed changes to the Grid to return it to its original intent, of protecting inexperienced drivers.
Guide - Shopping for Auto Insurance
This guide is a tool to help Alberta drivers find the right balance between how much you pay for auto insurance and
the level of coverage you receive.
Shopping the Market Worksheet
Offers a place to record the information an insurance company will generally need to accurately quote you a premium.
Rating Profiles Submissions
Collection & Reporting System (CARS) portal to submit rating profiles.
Fleet Confirmation Form
The AIRB may exempt insurers who write only fleet or garage experience rated risks from the filing requirements. The insurer requesting an exemption must submit the Fleet Confirmation Form through CARS and reconfirm the nature of its underwriting activity annually.
Public Agency Governance Policy
Find the Public Agency Governance Policy adopted by the Government of Alberta.
Other Insurance Regulations
See the other legislation, regulations, ministerial orders, and directives from the Minister of Finance and interprovincial agreements for insurance in Alberta.
Fair Practices Regulation
This regulation establishes a number of consumer protection measures dealing with a variety of insurance topics, including auto insurance.
Premiums Regulation
This regulation establishes the approval process for auto insurance rating programs, requires an annual review of auto insurance trends and premiums relating to basic and additional coverage for private passenger vehicles (PPVs), and establishes a ‘grid’ mechanism used to determine the base premium for basic coverage for PPVs.
Rate Board Fee Regulation
This regulation allows the cost of regulating auto insurance rates to be covered by insurance companies rather than by Alberta taxpayers.