Bulletins, notices, and orders
Stay informed about AIRB updates, industry requirements, consultations, reports, and orders affecting the auto insurance industry and Grid premium adjustments.
Bulletins
Stay informed about relevant information the AIRB communicates, on issues that require action, change in practice, or future regulatory compliance.
09-2026 Bulletin: Benchmark Schedules Effective October 1, 2026
The Automobile Insurance Rate Board (AIRB) is issuing this Bulletin to advise all private passenger vehicle (PPV), commercial vehicle (COM), and motorcycle (MC) insurers operating in Alberta the 2026 Annual Review of industry experience has been completed based on data to December 31, 2025. The AIRB is releasing the PPV, COM and MC Industry Benchmarks Schedules (Schedules), effective October 1, 2026.
08-2026 Bulletin: Timing for Rate Filings with Consumer Premium Impacts
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all auto insurers operating in Alberta of changes to the timing for accepting new rate filings that change premiums charged to consumers.
07-2026 Bulletin: Prorated Policy Cancellations for Care-First
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all insurers operating in Alberta of the expectations regarding cancellation of policies under Care-First.
06-2026 Bulletin: Phase Two – Rating Variables in Collection & Reporting System
The Automobile Insurance Rate Board (AIRB) is issuing this bulletin to advise all Commercial and Interurban vehicle insurers operating in Alberta of the launch of a new feature in the Collection and Reporting System (CARS) applicable to all new rate filing submissions effective immediately.
05-2026 Bulletin: Communication to Policyholders on Care-First & Repeal of the Grid
Advise all automobile insurers of the communication requirements related to premium changes due to the implementation of Care-first and repeal of the Grid rating system.
04-2026 Bulletin: Care-First Benchmarks & Filing Guidance
Advise all automobile insurers, of the Care-First benchmarks and filing guidance for implementation filings applicable to all vehicle types.
03-2026 Bulletin: 2026 Semi-Annual Review Industry Benchmark Schedule – PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
02-2026 Bulletin: Care-First Implementation Filing Guidance
Advise all automobile insurers of the known requirements for the Care-First Implementation Filing applicable to all vehicle types.
01-2026 Bulletin: Launch of New Feature in the CARS
Advise all private passenger vehicle insurers operating in Alberta of the launch of a new feature in the Collection and Reporting System (CARS) applicable to all new rate filing submissions effective immediately.
Notices
Stay informed about relevant information the AIRB communicates, including announcing consultations and publishing reports.
13-2026 Notice: Publishing of the Care-First Consumer Premium Impact Report & Care-First Premium Impact by Profile Report
The Automobile Insurance Rate Board (AIRB) is issuing this notice to announce the publication of the Care-First Consumer Premium Impact and the Care-First Premium Impact by Profile reports.
12-2026 Notice: Mix of Business Proposals
The Automobile Insurance Rate Board (AIRB) is issuing this notice to advise all interested parties the AIRB is seeking written submissions from insurers regarding potential approaches to a mix of business adjustment for Accident Benefits for 2028 for all vehicle types.
11-2026 Notice: Publishing of 2026 Market and Trends Report
The AIRB is issuing this notice to announce the publication of the 2026 Market and Trends Report.
10-2026 Notice: 2026 Annual Review of Industry Experience – Motorcycles
This review analyzes industry loss experience, for motorcycles to establish Industry Benchmarks used in the review of insurers’ rate filings.
09-2026 Notice: 2026 Annual Review of Industry Experience – COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
08-2026 Notice: Collaboration on Centralized Industry Data
The Automobile Insurance Rate Board (AIRB) is issuing this notice to advise all interested parties we have collaborated with the Facility Association (FA) on a centralized industry data initiative in support of Alberta’s transition to the Care-First auto insurance model.
07-2026 Notice: Annual Review of Industry Experience – PPV
The Automobile Insurance Rate Board (AIRB) is issuing this notice to advise all interested parties the AIRB has commenced its 2026 annual review for private passenger vehicles (PPV).
06-2026 Notice: Publishing of 2025 Excess Profit Review Results
Announcing the publication of the 2025 Excess Profit Review Results.
05-2026 Notice: Publishing of 2026-2029 Strategic Plan
Announce the publication of the Strategic Plan.
04-2026 Notice: Care-First Actuarial Costing Draft Report
Advise all interested parties the AIRB has commenced consultation on the Care-First Actuarial Costing Draft Report.
03-2026 Notice: New & Amended Policies
Advise all automobile insurers operating in Alberta of amended Policy P05 – Review of Automobile Insurance Premiums and Trends and the creation of Policy, P08 – Consumer Inquiries and Complaints
02-2026 Notice: Publishing of 2026 Mid-year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
01-2026 Notice: 2026 Semi-annual Review of Industry Experience – PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
Orders
Stay informed when the AIRB issues orders that affect the annual premium level adjustment for the Grid.
01-2025 Order: 2025 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage