Reports and Resources
Filters
Information on acts that govern the operation of auto insurance in Alberta.
Performance benchmarks developed through annual and semi-annual reviews.
Requirements and expectations for preparing full and file-and-use filings.
Formal publications including annual reports and special topic reports.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
General communications that do not require action.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Communications on issues that require action, change in practice, or future regulatory compliance.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Detailed guidance on technical requirements for full and file-and-use filings.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
Visual documents that explain key industry issues.
Resource List
04-2024 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
2024-2027 Business Plan
Outlines the AIRB's priorities in the context of the Government’s business and fiscal plans, the AIRB’s Mandate and Roles document, and the operating environment known at the time of approval. The AIRB is accountable for the preparation and achievement of strategies and objectives laid out in this business plan.
Automobile Insurance Rating Program Approvals
Every insurance company licensed to write auto insurance in Alberta must file its rating program with the AIRB and obtain the prior approval of the AIRB to either establish a new rating program to enter the market or revise an existing rating program.
Board Orders, Bulletins, Notices, and Guidelines
The AIRB may issue or enforce orders, bulletins, notices, and guidelines under the authority of the Auto Insurance Premiums Regulation.
2023 Annual Report
Under the Board’s direction, the AIRB prepared this report following section 601(1) of the Insurance Act, and it presents the AIRB’s activities, results, and performance.
Semi-Annual Review 2024
The AIRB has completed its 2021 Semi-annual Review process to analyze industry loss experience for PPV to establish industry benchmarks to assess insurance companies’ PPV rate filings for basic and additional coverage.
Download All03-2024 Bulletin: 2024 Semi-Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Semi-Annual Review and approved the Industry Benchmarks Schedule.
04-2024 Notice: AIRB Budget Announcement
Inform insurers of an increase to the AIRB’s budget for the 2024-2025 fiscal year and resulting change to the fee charged to insurers.
02-2024 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
01-2024 Order: 2024 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
03-2024 Notice: Publishing of 2024 Mid-year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
02-2024 Notice: 2024 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2024 Bulletin: Updates to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
01-2024 Notice: Launch Annual Fleet Disclosure in CARS
Announce the launch of the Fleet Confirmation form in the Collection and Reporting System (CARS)
10-2023 Bulletin: Permissible Changes to Rating Programs Under Ministerial Order 38/2023
Advise all private passenger vehicle insurers of permissible changes to rating programs during the period under Ministerial Order 38/2023.
09-2023 Bulletin: Communication to Policyholders on “Good Driver” Protection
Communication expectations related to premium changes and the “good driver” protection, under Ministerial Order 38/2023.
08-2023 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
2023 Annual Market & Trends Report
Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
11-2023 Notice: AI & ML Survey Results
Announce the publication of our findings from survey on Artificial Intelligence (AI) and Machine Learning (ML).
10-2023 Notice: Publishing of 2023 Market & Trends Report
Announce the publication of the Market and Trends Report.
