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Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.

Performance benchmarks developed through annual and semi-annual reviews.

Communications on issues that require action, change in practice, or future regulatory compliance.

Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.

Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.

Requirements and expectations for preparing full and file-and-use filings.

Visual documents that explain key industry issues.

Information on acts that govern the operation of auto insurance in Alberta.

Bi-annual data and insights on market performance for passenger and commercial vehicles.

General communications that do not require action.

Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.

Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.

Provincial regulations that support and define the application of auto insurance legislation in Alberta.

Formal publications including annual reports and special topic reports.

Detailed guidance on technical requirements for full and file-and-use filings.

Showing 299 results

Resource List

Showing 299 results
Bulletins

02-2024 Bulletin: Grid Rating Program Premium

Issued: 29/01/2024 | Effective: 01/05/2024

Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.

Orders

01-2024 Order: 2024 Annual Grid Review

Issued: 29/01/2024 | Effective: 01/05/2024

Adjustment to the Gride Base Premium Rates for Basic Coverage

Notices

03-2024 Notice: Publishing of 2024 Mid-year Market & Trends Report

Issued: 26/01/2024

Announce the publication of the Mid-year Market and Trends Report.

Notices

02-2024 Notice: 2024 Semi-annual Review of Industry Experience - PPV

Issued: 26/01/2024 | Effective: 01/04/2024

This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.

Bulletins

01-2024 Bulletin: Updates to Filing Guidelines

Issued: 26/01/2024 | Effective: 26/01/2024

Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.

Notices

01-2024 Notice: Launch Annual Fleet Disclosure in CARS

Issued: 12/01/2024

Announce the launch of the Fleet Confirmation form in the Collection and Reporting System (CARS)

Bulletins

10-2023 Bulletin: Permissible Changes to Rating Programs Under Ministerial Order 38/2023

Issued: 17/11/2023 | Effective: 01/11/2023

Advise all private passenger vehicle insurers of permissible changes to rating programs during the period under Ministerial Order 38/2023.

Bulletins

09-2023 Bulletin: Communication to Policyholders on “Good Driver” Protection

Issued: 07/11/2023

Communication expectations related to premium changes and the “good driver” protection, under Ministerial Order 38/2023.

Bulletins

08-2023 Bulletin: Update to Filing Guidelines

Issued: 02/11/2023

Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.

Market Trends

2023 Annual Market & Trends Report

Issued: 01/10/2023

Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.

Notices

11-2023 Notice: AI & ML Survey Results

Issued: 05/10/2023

Announce the publication of our findings from survey on Artificial Intelligence (AI) and Machine Learning (ML).

Notices

10-2023 Notice: Publishing of 2023 Market & Trends Report

Issued: 28/09/2023

Announce the publication of the Market and Trends Report.

Notices

09-2023 Notice: Review of Insurer Communications to Policyholders

Issued: 25/09/2023

Announce the publication of our findings from our review of insurer communications to policyholders.

Benchmarks | Bulletins

06-2023 Bulletin: 2023 Annual Review Industry Benchmark Schedule - PPV

Issued: 22/09/2023 | Effective: 01/10/2023

Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.

Benchmarks | Bulletins

07-2023 Bulletin: 2023 Annual Review Industry Benchmark Schedule - COM

Issued: 22/09/2023 | Effective: 01/10/2023

Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.

Notices

08-2023 Notice: Annual Grid Adjustment Postponed

Issued: 07/09/2023

Advise industry stakeholders the decision on the Annual Grid Adjustment for 2024 has been postponed.

Notices

07-2023 Notice: Board Member Appointment

Issued: 01/09/2023

Announce the appointment of Board Members.

Notices

06-2023 Notice: 2023 Annual Review of Industry Experience - COM

Issued: 23/06/2023

This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.

Notices

05-2023 Notice: 2023 Annual Review of Industry Experience - PPV

Issued: 23/06/2023

This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.

Notices

04-2023 Notice: Launch of Appendix B in CARS

Issued: 12/06/2023

Announce the launch of a new version of the Collection and Reporting System (CARS), incorporating Appendix B in the submission screens.