Reports and Resources
Filters
Bi-annual consultations on industry benchmarks, including draft publications, stakeholder input, and final reports.
Performance benchmarks developed through annual and semi-annual reviews.
Communications on issues that require action, change in practice, or future regulatory compliance.
Rolling three-year plans outlining AIRB’s priorities, goals, and strategic direction.
Reviews and reports assessing whether insurers have exceeded benchmark profit levels, based on submitted financial data and AIRB analysis.
Requirements and expectations for preparing full and file-and-use filings.
Visual documents that explain key industry issues.
Information on acts that govern the operation of auto insurance in Alberta.
Bi-annual data and insights on market performance for passenger and commercial vehicles.
General communications that do not require action.
Formal directives requiring rate filings or communicating written regulatory decisions, including grid premium determinations.
Board-approved policies that guide AIRB’s governance, operations, and regulatory approach.
Provincial regulations that support and define the application of auto insurance legislation in Alberta.
Formal publications including annual reports and special topic reports.
Detailed guidance on technical requirements for full and file-and-use filings.
Resource List
02-2024 Bulletin: Grid Rating Program Premium
Advise all private passenger vehicle insurers the AIRB has concluded its review of Grid Rating Program.
01-2024 Order: 2024 Annual Grid Review
Adjustment to the Gride Base Premium Rates for Basic Coverage
03-2024 Notice: Publishing of 2024 Mid-year Market & Trends Report
Announce the publication of the Mid-year Market and Trends Report.
02-2024 Notice: 2024 Semi-annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
01-2024 Bulletin: Updates to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
01-2024 Notice: Launch Annual Fleet Disclosure in CARS
Announce the launch of the Fleet Confirmation form in the Collection and Reporting System (CARS)
10-2023 Bulletin: Permissible Changes to Rating Programs Under Ministerial Order 38/2023
Advise all private passenger vehicle insurers of permissible changes to rating programs during the period under Ministerial Order 38/2023.
09-2023 Bulletin: Communication to Policyholders on “Good Driver” Protection
Communication expectations related to premium changes and the “good driver” protection, under Ministerial Order 38/2023.
08-2023 Bulletin: Update to Filing Guidelines
Advise all automobile insurers operating in Alberta of amendments to the filing guidelines.
2023 Annual Market & Trends Report
Annual report provides an evidence-based assessment of conditions in Alberta’s private passenger vehicle auto insurance market, with a focus on affordability, accessibility, competition, and market sustainability.
11-2023 Notice: AI & ML Survey Results
Announce the publication of our findings from survey on Artificial Intelligence (AI) and Machine Learning (ML).
10-2023 Notice: Publishing of 2023 Market & Trends Report
Announce the publication of the Market and Trends Report.
09-2023 Notice: Review of Insurer Communications to Policyholders
Announce the publication of our findings from our review of insurer communications to policyholders.
06-2023 Bulletin: 2023 Annual Review Industry Benchmark Schedule - PPV
Advise all private passenger vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
07-2023 Bulletin: 2023 Annual Review Industry Benchmark Schedule - COM
Advise all commercial vehicle insurers the AIRB has concluded the Annual Review and approved the Industry Benchmarks Schedule.
08-2023 Notice: Annual Grid Adjustment Postponed
Advise industry stakeholders the decision on the Annual Grid Adjustment for 2024 has been postponed.
07-2023 Notice: Board Member Appointment
Announce the appointment of Board Members.
06-2023 Notice: 2023 Annual Review of Industry Experience - COM
This review analyzes industry loss experience, for commercial vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
05-2023 Notice: 2023 Annual Review of Industry Experience - PPV
This review analyzes industry loss experience, for private passenger vehicles to establish Industry Benchmarks used in the review of insurers’ rate filings.
04-2023 Notice: Launch of Appendix B in CARS
Announce the launch of a new version of the Collection and Reporting System (CARS), incorporating Appendix B in the submission screens.
